Accident Response Procedure
There is always that joy that comes with being able to legally drive a car. But this does not mean there are no perils involved. You shall have other motorists on the road, increasing the chances of an accident. This is why you need to be prepared for such an eventuality. Here are the tips on what you can do.
After an accident, you need to fight the urge to panic or shut down. You need to first stop the car as soon as you can. There is a need to have the car stopped immediately. Driving away is illegal and can only make the situation worse for you. You need to, therefore, keep the car in the same spot it stopped after the accident. If there are cars moving on the road, you need to go to the closest safe spot. You should then turn on the flashers if the car is still on the road. This will let other motorists know it is parked, thus preventing another accident.
You now need to take a moment to catch your breath. There are normally many emotions swirling about in you. You need to calm down before acting on anything. There is a need to be rational when engaging the other motorists.
You should first ask if the other drivers are alright. You need to get them talking. They will manage to calm down. You should call in an ambulance for anyone who is hurt or injured. There is a need to keep the small talk going at this point. You need to also call the police. Part of the claim you shall file with the insurance company shall need a police report. When talking to the police, do not admit fault to the accident, and also do not shift the fault to the other driver. You need to only cover all the details of the accident you know. It is their job to assign the blame. Collect their names and badge numbers.
You should take photos of the accident scene, as photographic evidence. These photos are a vital part of your presentation in the claims process. The photos should reveal all details of the accident, especially the positions of the vehicles.
You need to also collect and give the drivers info. This shall make it easier to handle liability and insurance issues later. You need to have their license plate number, name, insurance info, vehicle make and model, passengers’ names, location of the accident, and any eye witness contact info.
There is a need to get in touch with the insurance company immediately for the claims process. Something as flimsy as waiting can be used to deny you your claim. Present all the info you collected, and explain the situation. You should read more here on this topic.